Paypal does the same. Blocked mine with 30k in it for 6 months and destroyed my business with it. We had to sell stuff from our house to pay providers (~20k) to survive that month. We lost subscribers and our business recovered in almost 1.5 years out of that "High risk" ban.
To them "high-risk" often means "you put too many questions" or "we don't have time to actually support you properly". By simply banning you they get rid of businesses that require more attention instead of hiring more capable people. That list of capable people should grow along with the customers list but they stop at some point and that's when they can't deal with you.
It's good that stripe is not available in my country because I really wanted to pick them after Paypal nightmare. I think I would have killed myself at round 2 with this type of support and bans they throw at you when you need help.
To them "high-risk" often means "you put too many questions" or "we don't have time to actually support you properly". By simply banning you they get rid of businesses that require more attention instead of hiring more capable people. That list of capable people should grow along with the customers list but they stop at some point and that's when they can't deal with you.
It's good that stripe is not available in my country because I really wanted to pick them after Paypal nightmare. I think I would have killed myself at round 2 with this type of support and bans they throw at you when you need help.